就问一下 pre-approved与 already approved有啥差别？

netmoneyblog

我觉得都是假象。。。。。作为itin持有者

灌水王

本帖最后由 ZeroClover 于 2022-11-19 01:37 编辑

Chase 的 preapproved 也可能是假的，最后还是会拒，只有显示了确切的 APR 和额度的才是真的 Approved，只要申了就会过

灌水王

Pre approved 只是广告用语

灌水王

本帖最后由 Smianyi 于 2022-11-18 19:42 编辑

ZeroClover 发表于 2022-11-18 17:57
Chase 的 preapproved 也可能是假的，最后还是会拒，只有显示了确切的 APR 的额度的才是真的 Approved，只 ...

“只有显示了确切的 APR 的额度的才是真的 Approved”---这个要哪里才看得到？
点开某一个，有如下显示：
“Start off strong with a low intro APR
0% intro APR for 18 months from account opening on purchases and balance transfers.† After the intro period, a variable APR of 19.99%.† 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.† After that, the fee for future balance transfers is 5% of the amount transferred, with a minimum of $5.†
Lower your interest rate by 2% each year
You will automatically be considered for an APR reduction by 2% when you pay on time and spend at least $1,000 on your card by your next account anniversary, until your APR reaches the Prime Rate plus 9.74% (currently 15.99% variable APR based on the Prime Rate of 6.25% as of 09/27/2022). Your final APR reduction could be less than 2% depending on the APR you receive with your card.*
Raise your credit limit
Get an automatic evaluation for a higher credit limit when you pay on time and spend $500 in your first 6 months.*
If you don't choose to accept today, you can always come back to check what's available to you later. Keep in mind: Your borrowing options are periodically refreshed and may change depending on the date.”

灌水王

嘎嘎