吃飯: 建行亞洲eye + 中信國際motion
網購:中信國際motion+建行亞洲京東+HSBC Red
日常:中銀卡海
房租:rentsmart (我日常用這個) / Key Chain Pay 選自己適合的信用卡
權益:Amex 白金卡
海外:具體要看當時的活動了,例如現在:
09-11.2022
Cash
500HKD+ / transaction:
BOCHK Travel VS 10.85% MOBILE 6000-6250HKD
BOCHK Bay Area Diamond CUP MOBILE 9.4% 3000HKD 8.16% 3000-5000HKD 5.3% 10000HKD(500HKD+ / transaction)
BOCHK Chill 8.17% MOBILE 3000-3261HKD 7.19% 3261-5000HKD
BOCHK Chill 4.82% CARD 10000HKD CARD
Miles
Amex HK Explorer 1.5HKD/ Mile 4000/8000HKD | 4.2% FTF 2% =2.2%
SCCX 2HKD/ Mile Cap 10000HKD FTF 1.95%
HSBCHK EveryMile 1.6-2HKD/ Mile Cap 100,000HKD | 2.4-3.1% FTF 1.95% = 0.45% - 1.15% |