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To keep your HSBC US account active and prevent it from being closed, you should ensure that you comply with the bank's account terms and conditions. Here are some general tips to help you maintain your account:
Keep your account active: Make sure to use your account regularly. This includes making deposits and withdrawals and using your debit card for transactions. If your account remains inactive for an extended period, the bank may close it.
Maintain a minimum balance: Check your account terms and conditions for any minimum balance requirements. Ensure that you maintain the minimum balance to avoid fees and potential account closure.
Keep your contact information up-to-date: It is essential to update your contact information, including your mailing address, phone number, and email address, to ensure that you receive account-related communication from the bank. Failure to receive such communication could result in account closure.
Avoid overdrafts and fees: Ensure that you have enough funds in your account to cover any transactions you make. Overdrafts and insufficient funds can result in fees and account closure.
Comply with the bank's regulations: Be aware of any rules or regulations that govern your account, such as anti-money laundering laws and know-your-customer regulations. Complying with these rules will help you maintain your account and avoid closure.
If you have any questions or concerns about your HSBC US account, contact the bank's customer service for assistance. |